two women getting married

Qualifying Life Event

What Is a Qualifying Life Event?

It is a life event that changes your status and eligibility for health insurance.

Common ones include:

  • Change in marital status (marriage, divorce)
  • Change in number of dependents
  • COBRA events
  • Medicare or Medicaid eligibility
  • Leaves of absence
  • You add a newly-eligible dependent to your coverage. A list of the dependents and the necessary documentation can be found in the NYSHIP book. Please note that newborn children are not automatically covered. You must complete a PS-404 and submit the necessary documentation.


For a complete list of what qualifies as a life event review the General Information Book.


read the civil service general information book

Helpful Documents

Contact the BSC Benefits Team

Still have questions? Try the BSC Help Center where you can send a question to our support team or search a database of FAQs.

Contact us by phone:

Phone: 518-457-4272

Contact us by email:

Mailing Address:

Human Resources, BSC Records Management
Building 5, Floor 4
W. Averell Harriman State Office Campus
1220 Washington Ave
Albany, NY 12226-1900

Contact us by fax:

(518) 457-1879